Barclaycard creates new online eligibility checking service
Barclaycard has created a unique online eligibility test to help potential customers find out if their credit card application is likely to be successful
[ClickPress, Mon Sep 14 2009] Barclaycard has becomes the first provider in the UK to launch a credit card pre-application check. The simple, one step, online facility allows potential and existing customers to establish their likelihood of being eligible for a Barclaycard, without the need to complete a full application.
The new service leaves a search 'footprint' on the customer's credit file, to show their information has been accessed, but it isn't a formal credit application and it will not affect their ability to get credit in the future. The pre-application check takes a couple of minutes and is available on the Barclaycard website.
This unique new service will not impact the applicant's credit rating. Amer Sajed, chief executive of Barclaycard UK, explained: "Consumers currently need to apply in full for a credit card UK (http://www.barclaycard.co.uk/personal-home/cards/card-benefits/index.html ), without knowing whether they are likely to be accepted or not, leaving a search on their credit file which can potentially have a negative impact on their credit rating. This unique pre-application check solves this problem. The check can be completed in a few minutes and gives consumers a good indication of whether their application will be accepted."
Since its launch, 4000 potential customers have used the pre-application check to determine whether they would be accepted for a Barclaycard, giving them a better idea of whether or not they would be successful in an application for a credit card (http://www.barclaycard.co.uk/ ).
As of August 2009, Barclaycard had 11.9m UK customers and a further 11.8m international customers, with 88,000 retailer/merchant relationships.
Barclaycard, part of Barclays Global and Retail Commercial Banking division, is a leading global payment business which helps consumers, retailers and businesses to make and accept payments flexibly, and to access short-term credit when needed.
The company is one of the pioneers of new forms of payments and is at the forefront of developing viable contactless and mobile payment schemes for today and cutting edge forms of payment for the future. It also issues charge and credit cards (http://www.barclaycard.co.uk/personal-home/cards/index.html ) to corporate customers and the UK Government as well as providing credit card protection (http://www.barclaycard.co.uk/personal-home/cards/barclaycard-secure-demo/index.html ). Barclaycard partners with a wide range of organisations across the globe to offer their customers or members payment options and credit.
In addition to the UK, Barclaycard operates in the United States, Europe, Africa and the Middle and Far East.
Barclaycard PR Contact:
Barclaycard Press Office
1234 Pavilion Drive